A digital, payroll-integrated solution

Streamlining payroll processes while boosting financial wellness.

Welcome to the future of early wage access and payroll innovation. What you're about to discover will save you hours every week and transform how employees see your department.

Talk to an account specialist to get started, 099 016 74 97.

Payment options

Empower your workforce with flexible payment options.

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Direct Debit

Automated Payroll Efficiency.

Bank Transfer

Manage employee payments through robust banking channels.

Digital Payment Solutions

Simplify wage distribution with corporate debit solutions.

Flexible Payment Framework

Employees check eligibility themselves for long term loans

How to Support Your Team

For Employers

Partner with Earn Mwachangu by registering your company.

Integrate our system with your payroll for seamless operations.

Employees access their wages without administrative hassle.

Repayments are automatically deducted during payroll processing.

At Earn Mwachangu, we know how much weight rests on your shoulders. You’re not only managing policies and payroll, you’re also the first call when an employee is stressed about money. That pressure is real.

What HR Gets

Early Wage Access That Works for HR, Not Against HR.

Less Work, Not More: No need calculating who owes what, the system does it for you.

Digital Payroll Feature: Every deduction is automated and reconsiled, no spreadsheets, no stress.

Zero Risk to Your Organisation: Funds are deducted automatically at month-end, you're never out of pocket.

Full Visibility: HR dashboard to track usage, generate reports, and maintain control.

Employee Welfare Boost: Staff level valued, motivated, and supported.

A comprehensive solution

As your business grows, our platform works with your existing systems in diverse industies.

Logistics

Travel

Commerce

HR Pain Points

GOODBYE Manual Work, HELLO Automation!

Finally, Technology That Works For You, Not Against You

Endless salary advance requests eating up your time.

Complicated manual deductions that create errors and extra admin.

Employees forced into predatory loans, leading to stress, absenteeism, and poor morale.

Pressure on HR to “do something” about staff welfare without clear tools to help.

Company cash flow affected.

100% Digital. 0% Paperwork.

More Features You'll Actually Use

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Employee Self Service Portal

Employees access 50% pre-approved net wage. Employees check eligibility themselves for long term loans Submit requests without coming to your office.

Smart Approval Workflows

Set rules once, run forever. Multi-tier approvals if needed

Bulk Operations

Onboard 100+ employees at once, Batch processing everything

Enterprise-grade security and compliance

Your security is our top priority

Protected

Your money is held securely in a ring-fenced account. You can access your funds whenever you like and they're never invested or lent to anyone else.

Authenticated

Secure data storage behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.

Licensed and Regulated

Our platform omplies with regulations and industry standards.

Why Choose Us?

Empower Your Team with Earn Mwachangu

Give your employees the financial flexibility they deserve while strengthening your business. Our platform seamlessly integrates with your existing systems, providing powerful tools for both your workforce and your bottom line.

Improve Employee Morale

Boost Workplace Productivity

Zero Administrative Burden

Ready to get started?

Empower Your Workforce, today.

Schedule a demo