Malawi's First Early Wage Access Platform.
Empowering employees with interest-free, daily access to their earned wages because financial emergencies can't wait until payday.
Talk to an account specialist to get started, +265 990 167 497.
Book a demo
Access Your Pay, Not Your Savings
For Employees
Say goodbye to high-interest loans. With Earn Mwachangu, you can access your salary anytime, from anywhere, directly on your phone or online.
For Employers
Boost employee satisfaction and retention by offering a life-changing benefit that enhances financial wellness and loyalty.
Features
Comprehensive Financial Solutions at Your Fingertips
Access Your Wages and Manage Your Money However, Whenever, and Wherever You Choose
Create accountInstant Transfers
Quick withdrawals to any Malawian bank account or mobile wallet.
Utility Payments
Pay for essential services like electricity, water, and airtime directly through Earn Mwachangu.
Secure & Trusted
Advanced encryption ensures your data and transactions are secure.
Flexible Wage Access
Withdraw daily accrued wages or the full allocated monthly amount based on your needs.
Your Pay, Your Way
Access your earned wages instantly.
Join thousands of employees who've taken control of their financial future
- Link your employment information through our platform
- View Your Earned Wages.
- Instantly access your earned wages with no hidden fees
Quick Setup, Instant Access
Financial Freedom in Three Steps
Our platform bridges the gap between payday and life's demands, helping workers avoid predatory loans and overdraft fees while giving employers a powerful tool for employee satisfaction.
- Connect Your Work Account
- Track Your Earnings
- Transfer When Needed
Our Mobile App
Access Your Pay When You Need It
Your money, your schedule. Get instant access to earned wages with smart financial tools built for modern life.
- Access earned wages instantly
- Zero hidden fees
- Smart financial tools at your fingertips
- Bank-level security protecting your money
