Chief Financial Officer
Author
Admin
Date Published
About Earn Mwachangu Ltd
Earn Mwachangu is a high-impact fintech startup revolutionizing financial access through salary advance services. We're building a transformative platform that bridges the gap between payday and financial needs, serving customers and employers across Malawi with plans for regional expansion.
Finance | Malawi | Equity-Based Compensation
Role Overview
We seek a visionary CFO to architect our financial strategy, drive sustainable growth, and lead us through our next phase of scaling. This is a foundational leadership role offering significant equity participation for the right candidate who shares our mission to build a market-leading fintech company.
Key Responsibilities
Strategic Financial Leadership: Design revenue models, cost optimization strategies, and financial structures that support rapid but controlled expansion
Capital & Fundraising: Secure venture funding, private equity, and strategic debt financing while managing investor relations
Risk & Compliance Management: Ensure regulatory adherence across Malawi and expansion markets, implementing robust risk mitigation frameworks
Financial Operations: Oversee forecasting, budgeting, and scaling processes for an early-stage startup
Stakeholder Confidence: Build and maintain investor, customer, and partner trust through transparent financial governance
Team Development: Build and lead a high-performing finance team aligned with company growth objectives
Required Qualifications
Education & Certifications
- Minimum of Bachelor's degree in Finance, Accounting, Economics, or related field
- Professional certification (CA, CIMA, CPA, CFA, or ACCA) strongly preferred
- MBA or Master's in Finance/Economics preferred but not mandatory
Experience Requirements
- 7+ years of financial leadership experience
- Fintech, microfinance, or high-growth startup background preferred
- Proven track record in capital raising (venture funding, private equity, strategic debt)
- Experience with financial forecasting, budgeting, and startup scaling
- Strong background in regulatory compliance and risk mitigation
- Investor relations and growth capital experience
- African fintech or microfinance experience highly desirable
Essential Skills & Mindset
Core Competencies
- High-stakes decision making with limited data under pressure
- Strategic financial thinking beyond traditional accounting
- Crisis and risk management expertise
- Strong negotiation and deal-making abilities
- Data-driven leadership with AI/automation embrace
- Clear communication of complex financial insights to diverse stakeholders
Technical Requirements
- Understanding of APIs, digital lending models, payment systems
- Familiarity with fraud detection AI and fintech infrastructure
- Knowledge of African regulatory frameworks
- Experience with real-time financial data analysis and trend identification
Leadership Qualities
- Integrity & Trustworthiness: Upholding highest ethical standards
- Resource Optimization: Financial discipline ensuring every kwacha drives value
- Customer-Centric Approach: Balancing profitability with service accessibility
- Collaborative Leadership: Working effectively across all organizational levels
- Resilience & Adaptability: Thriving in fast-paced, unpredictable environments
- Scalability Vision: Structuring frameworks for regional and international expansion
What We Offer
- Leadership Impact: Key role in building a transformative financial services company
- Growth Opportunity: Chance to scale operations across Africa
- Innovation Environment: Work with cutting-edge fintech technology and AI-driven analytics
- Mission-Driven Work: Directly impact financial inclusion and accessibility
Selection Process
- Panel Interviews with leadership team
- Financial Strategy Case Studies
- Real-World Scenario Assessments
- Stakeholder Interaction Evaluation
Ideal Candidate Profile
We're seeking a financial leader who can think beyond traditional accounting to actively drive company growth. The perfect candidate will have a strong track record in fintech/microfinance, proven ability to secure funding, exceptional risk management skills, and the entrepreneurial spirit to scale Earn Mwachangu beyond Malawi's borders.
Are you ready to build the future of financial services in Africa?